Where we get information about you
The information Forbis Motors gets about you comes from different sources and may include:
• Information you give to us on applications or other forms, which may include your name, address, driver’s license number, employment history, income, telephone numbers, e-mail addresses and Social Security number.
• Representations you make to us, such as your employment history, account balances, payment histories and your relationships with other persons or entities you have listed as references.
• Information from your transactions with us, our affiliated companies or our business partners who may provide you other related services.
• Information we receive from consumer credit reporting agencies to confirm, verify or add to facts you provide us on applications or other forms. Data collected by such a reporting agency may be kept by them and later shared with others who are entitled to use these reports. That personal information gathered by consumer credit reporting agencies will be provided to others only as allowed by federal and state Fair Credit reporting laws.
• Information we receive from your insurance agent or broker to confirm the presence of applicable insurance coverages required under an installment payment agreement.
Forbis Motors does not sell or rent your information to others.
In order to conduct our business properly, we may share your information within our company or affiliated companies (companies related by common ownership). The law allows us to share your financial information solely for the purpose of providing you the products and services you seek from us. The law allows us to share your financial information with our affiliates or third parties outside of our dealership in order to service, market or underwrite our products and services to you. We may also share your information with financial institutions we have entered into a written contract with in order to provide you with financial products. We do not disclose your information to anyone else unless allowed or required by law.
You cannot prevent these disclosures. You can limit our sharing of your personal information with affiliated and non-affiliated third parties to market their products to you. You may refuse to allow us to share information with affiliated and non-affiliated and non-affiliated organization in order to market products and services other than ours; however, in doing so, you may not receive offer for other products and services that may be of value to you.
How we protect any non-public personal information we collect about you.
We maintain physical, administrative, procedural and technical safeguards to protect this personal information from unauthorized access.
Access to your personal information is limited only to those who have a business need to do so. We also expect our vendors, affiliated companies, third parties, insurance agents and others to maintain a high regard for privacy and to safeguard all customer information.
In the event the security of your information is breached, we will notify you once the breach is brought to our attention.
We follow the laws of the state within which this dealership is domiciled when that law provided you more protection than federal law.
Forbis Motors operates the forbismotors.com website, which provides information about our inventory and services.
This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service, the Forbis Motors website.
Information Collection and Use
For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you.
We want to inform you that whenever you visit our Service, we collect information that your browser sends to us that is called Log Data. This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser version, pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other statistics.
Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.
Our website uses these “cookies” to collection information and to improve our Service. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.
We may employ third-party companies and individuals due to the following reasons:
- To facilitate our Service;
- To provide the Service on our behalf;
- To perform Service-related services; or
- To assist us in analyzing how our Service is used.
We want to inform our Service users that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.
We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.
Links to Other Sites
Our Services do not address anyone under the age of 13. We do not knowingly collect personal identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.
Consent for Electronic Disclosures Electronic Signatures in Global and National Commerce Act
Introduction: You are submitting a request for a loan pre-qualification, a loan application or form through us (hereinafter, a “Request”). We can only give you the benefits of our service by conducting our business through the Internet. In order to do this, we need you to consent to our giving you certain disclosures electronically. This document informs you of your rights when receiving legally required disclosures, notices and information (“Disclosures”) from us and the lenders to whom your Request is submitted. By completing and submitting a Request through us, you acknowledge receipt of this document and consent to the electronic delivery of such Disclosures.
Electronic Communications: Any Disclosures related to your Request will be provided to you electronically. However, if you wish to obtain a paper copy of any of the Disclosures, you may send an email request to firstname.lastname@example.org with the details of your request. Paper copies will be provided to you at no charge.
Consenting to Do Business Electronically: Before you decide to do business electronically with us, you should consider whether you have the required hardware and software capabilities described in this document.
Scope of Consent: Your consent to receive Disclosures and to do business electronically, and our agreement to do so, only applies to this Request. You will receive Disclosures from FORBIS MOTORS and you may also receive Disclosures and other communications from our participating Lenders. After your Request is transmitted to one or more of our participating Lenders, and after you decide to continue to pursue your Request, then you and the Lender should discuss how subsequent Disclosures will be delivered.
Hardware and Software Requirements: To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: Internet Explorer 8 and higher, Firefox, Chrome and Safari, or equivalent software; and hardware capable of running this software. If we revise the software or hardware requirements necessary to access and retain the Disclosures electronically within 30 days of our initial Disclosures to you, we will advise you of the new requirements.
Withdrawing Consent: Because we will provide the Disclosures to you instantaneously, you will not be able to withdraw your consent to do business electronically with us. However, you may withdraw your consent to do business electronically with our participating Lenders at no cost to you. You may do so by contacting the Lender at the mailing address, e-mail address or telephone number they provide with their offer. If you decide to withdraw your consent, the legal validity and enforceability of prior electronic Disclosures will not be affected.
Changes to Your Contact Information: You should keep us informed of any change in your electronic or mailing address. You may contact FORBIS MOTORS by telephone at 336-538-3137 regarding any such changes.
Your Ability to Access Disclosures. By completing and submitting your request, you acknowledge that you can access the electronic disclosures in the designated formats described above.
Consent. By completing and submitting your request, you consent to having all disclosures provided or made available to you in electronic form and to doing business with us electronically.